Dave Ramsey Certified Financial Master Coach·MBA, Utah State·Psychology background·24 years·Hundreds of families helped
There are no contracts, so there is nothing for me to lock you into. I will tell you what coaching costs if you ask, or at the end if it looks like a fit. If it is not a fit I will say that instead.
Then you are the normal case, not the exception. Almost everyone I work with has started a budget before, and most have started several. A budget you built alone, with nobody checking in and no plan for the week it breaks, is a plan with nothing underneath it. When it fails you conclude you are bad with money. You are not. The setup was wrong.
Say that on the call. It is a normal conversation and I have it often. I would rather you not start than start something that breaks your budget.
Then the plan matters more, not less. Sarah and her husband were earning $12,856 a month and still could not work out why they were not getting ahead. Income is not what separates people who get on top of their money from people who do not.
One client told me he did not know what he owed. Not that he had not checked recently. He said “I refuse to know. It will hurt me to do a summary of it.” That is not unusual and there is nothing you can tell me that I have not heard.
Come anyway, and bring them if they will come. Doug and his wife had been married 34 years without once talking about money without fighting. Within weeks of coaching, that changed. He told me “we don’t fight about money anymore.”
Before you go
Watch this first. In four minutes, I'll show you why smart, hardworking people still end up stuck with money, and the three things that actually get them unstuck.
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