“After going through this program I finally have hope to retire. I thought I would have to work until I died, but now I see how I can help my [extended] family and still take care of myself too.”

“You have done a ton for us and we couldn’t have done it without you! We've been married for 34 years and could NEVER talk about money. Now that we've started to work with you, we don't fight about money anymore.”

"Our behaviors have drastically changed. It truly is magical what happened when you don't have a credit card and how cash immediately comes out of my checking account when making a purchase with a debit card. Our relationship has also gotten stronger which is a major plus."

“My husband and I have been trying to figure out what to do with our money for a while. We’ve had some really tough times in the past that have taken years to recover from. We just needed a financial yoda in our lives to help guide us. We are so glad we found Bryan to help us.”

“It felt like I was discussing things with a good friend. 🙂 You were extremely empathetic and non-judgmental. You were so knowledgeable and had a ton of great advice. I’m coming away more encouraged and hopeful for my financial future. I’m very grateful for the time you spent with me.”

"I am feeling good and so thrilled to start taking control of my finances. I know I haven't exactly wasted 37 years but it sure feels like it. The time to start kicking into gear is NOW."

“I was hesitant to start coaching but it has been so worth it, I just wish I had started sooner. It has paid for itself in the money I have saved and debt I have paid down. I finally feel peace when it comes to my money. Thank you Julia!”

“You just helped me reduce a $2,000/mo deficit down to only $150/mo. Thank you so much. I actually feel a little peace now and that I can make it.”