Man calculating his essential monthly expenses at the kitchen table during a financial crisis

The Four Walls: What to Pay First

When there isn't enough money to cover everything, here's the exact order that protects your family: food, shelter, transportation, utilities, before anything else.
by Bryan Halverson
Person reviewing a printed bank statement at a bright home desk while tracking net worth

What Budget Mastery Actually Looks Like at Mid-Year (Hint: It’s Not Perfection)

by Bryan Halverson

Survival Mode: Financial Crisis Management and Recovery Strategies

by Bryan Halverson
Bryan Halverson's 5 Aspects of Financial Wellness Assessment worksheet on a desk, a mid-year financial diagnostic for families.

The 5 Aspects of Financial Wellness Assessment: How to Rate Yourself at Mid-Year

by Bryan Halverson

Avoiding Shame When You Don’t Feel Safe

by Bryan Halverson

This article explores how financial crises can destroy your sense of safety and what to do when debt becomes overwhelming. Through a coaching session with Whitney, an airline employee facing…

Why Most Financial Resolutions Fail by July (And What to Do About It)

by Bryan Halverson

It’s the last week of June. Halfway through the year. And if you’re like most of the families I work with, there’s a quiet, uncomfortable thought that keeps surfacing: Am I actually on track? Not…

How Crissy Paid Off $40,000 in 12 Months Without Giving Up Her Life

by Bryan Halverson

There’s a word I hear a lot from people who’ve been carrying debt for a long time. Not frustrated. Not angry. Resigned. Resigned is worse than frustrated. Frustrated has energy in it….

How to Know If You’re in Stage 3 Stabilization Mode (And What to Do Next)

by Bryan Halverson

There’s a specific feeling in personal finance that nobody prepares you for. It’s not the panic of Stage 1. It’s not the white-knuckled relief of Stage 2. It’s the quiet…

How Summer Spending Derails Financial Progress (And How to Stop It)

by Bryan Halverson

Every spring, I watch the same thing happen to families who have been working hard on their finances. They’ve built a budget that works. They’ve paid off debt. They finally have some breathing room. And then…

The “F It” Moment: How Success Destroys Financial Discipline (And How to Prevent It)

by Be Money STRONG Team

Kwame just got the news he’d been waiting for: his teaching contract was renewed. Better yet, he was getting a raise and an unexpected $1,000 loyalty bonus. He should have…

Sign up for our Newsletter

Join our newsletter for practical advice, encouragement, and real-life strategies to help you stay on track financially and emotionally.

By clicking Sign Up, you’re confirming that you agree with our Terms and Conditions.

Free Assessment
Take our online assessment to see how we can help you reach your financial goals and improve your financial wellbeing.