It’s the last week of June. Halfway through the year. And if you’re like most of the families I work with, there’s a quiet, uncomfortable thought that keeps surfacing: Am I actually on track? Not…
There’s a word I hear a lot from people who’ve been carrying debt for a long time. Not frustrated. Not angry. Resigned. Resigned is worse than frustrated. Frustrated has energy in it….
Every summer, something interesting happens to a certain group of Stage 3 families. A side hustle finally gets traction. Summer school income arrives. A long-overdue raise comes through. And within…
There’s a specific feeling in personal finance that nobody prepares you for. It’s not the panic of Stage 1. It’s not the white-knuckled relief of Stage 2. It’s the quiet…
Every spring, I watch the same thing happen to families who have been working hard on their finances. They’ve built a budget that works. They’ve paid off debt. They finally have some breathing room. And then…
Kwame just got the news he’d been waiting for: his teaching contract was renewed. Better yet, he was getting a raise and an unexpected $1,000 loyalty bonus. He should have…
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Before you go
Watch this first. In four minutes, I'll show you why smart, hardworking people still end up stuck with money, and the three things that actually get them unstuck.
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